Buy now pay later Australia wide

When it comes to the things you need, Zip has got you covered. Zip is one of Australia's leading buy now pay later companies, and can help you to own the little things and big things in life, sooner. Zip is fast, easy to use and there's a wide and ever-growing range of places to shop. Start enjoying more with Zip.

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Apply in moments and get approved for up to $1000 on the spot. Once approved, start shopping online and instore, wherever you see Zip at checkout. That’s it - your purchase is all yours, with nothing to pay today. Interest free always.

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How do repayments work?

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Your first payment won’t be due until the end of next month. When you open your account, we’ll set up a monthly payment starting from $40 (or less if the amount you owe is under $40). This will come from your linked debit card on the last day of each month and run until your purchases are paid off.

Finally, if there’s nothing owing on your account, there’s nothing to pay. Your account simply remains active until you’re ready to make a purchase.

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What are the fees?

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Zip Pay is 100% interest free, always. There’s a $6 monthly account fee, this monthly fee is waived if your closing balance is paid by the due date. No balance no fee. And you’ll pay nothing upfront - there are no setup fees and no hidden charges.

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